
How to Avoid Paying Income Taxes
By having efficient strategies in place you can minimize your tax burden and keep more of your hard-earned income. No matter your circumsta

Insurance and Investments
Insurance is a vital, necessary aspect of a long-term financial plan. Insurance may not be as exciting to the average person as investments,

Could Insurance Rescue You in Retirement?
Insurance matters more in retirement planning than you may think. It is seldom “top of mind” in retirement planning conversations, but the r

May Is Disability Insurance Awareness Month
Have you thought about it? If you are a parent or a head of household, you should. The odds of a disability are not that long. The Council f

The Critical Illness Insurance Option
Ever hear of critical illness insurance? This isn’t standard-issue disability insurance, but a cousin of sorts. With people living longer, i

Understanding Medicare: Parts A, B, C, and D
Medicare contains many rules that beneficiaries and their caregivers are required to learn. Perhaps the best way to grasp the program's...

Non-Life Insurance Considerations: Long Term Care
The fact is that women usually outlive men. Many of these same women unfortunately end up in assisted care or nursing homes for a period...

Non-Life Insurance Considerations: Disability
The insurance industry has some scary statistics about people being disabled during their working careers. There is merit to disability...

Non-Life Insurance Considerations: Umbrella Insurance
Umbrella insurance means just what it suggests — it is a policy that provides additional coverage for homeowners’ insurance and auto...

Avoiding a Divorce Hazard –
Cross Ownership of the Life Insurance Policies
It is easy to become overwhelmed when buying life insurance. I cannot tell you how many divorcing people have sat across from me and...